Services - Sastres Hipotecarios

100% Mortgage for Home Purchase

With a detailed financial study and depending on the characteristics of the property, we can help you obtain 100% of the necessary financing for your home purchase. We analyze your income, expenses, and overall economic situation to present a solid profile to the banks. Our goal is to facilitate your access to a mortgage that covers the total value of the property, eliminating the need for prior savings and allowing you to fulfill the dream of owning a home without additional difficulties.

Co-ownership Dissolution

If you share a property with someone else and want to acquire their share, we can advise you on how to obtain 100% of the property. We analyze your financial capacity and market conditions to offer the best solution. We facilitate the negotiation and financing process, ensuring that you can efficiently acquire the entire property with the best possible conditions, allowing you full control over the property without conflicts or complications.

Mortgage Refinancing in Default Situations

If you are facing difficulties in paying your mortgage installments but have the ability to meet your payment commitments, we help you regularize your situation through mortgage refinancing. We evaluate your current financial situation and negotiate with the banks to restructure your debt. Our goal is to reduce your monthly payments and avoid possible foreclosures, providing a viable solution that allows you to keep your home and regain your economic stability.

Mortgage Improvement

The mortgage market is dynamic, with fluctuations in the EURIBOR that can affect your monthly payments. We help you renegotiate the terms of your mortgage to obtain better conditions, either by reducing the interest rate or switching to a fixed-rate mortgage. We analyze the offers available in the market and advise you on choosing the most beneficial option for you, ensuring that you can take advantage of the most favorable conditions and save in the long term.

Debt Consolidation

If you have multiple monthly payments and feel overwhelmed, we offer the possibility of consolidating your debts into a single installment. We evaluate all your financial obligations and negotiate with creditors to consolidate your debts into a single loan. This simplifies your financial management, reduces stress, and can result in a more affordable monthly payment, allowing you to regain control of your finances and improve your quality of life.

Reverse Mortgage

A reverse mortgage allows you to convert the value of your home into income without having to sell it. With a financial study and depending on the characteristics of the property, we can get you up to 100% financing. This product is ideal for seniors who wish to supplement their retirement income, as it allows them to receive a monthly income or a lump sum while continuing to live in their home without having to worry about mortgage payments.